Financing Available
Don't let budget concerns delay a repair that protects your home. Five Star offers flexible payment plans so you can get the work done now and pay on your terms.
Choose Your Plan
We partner with leading home improvement lenders to offer competitive rates and flexible terms for every budget.
Same-As-Cash
12 Months
Pay nothing extra if paid in full within 12 months. Ideal for chimney repairs, roof replacements, and remodeling projects under $15,000.
Low Monthly Payment
24–60 Months
Spread larger projects over 2–5 years with predictable monthly payments. Perfect for full chimney rebuilds, metal roofing, and major remodels.
Deferred Payment
90 Days
Start your project now and make your first payment 90 days later. Available on qualifying projects with approved credit.
How Financing Works
Get Your Free Estimate
Call or submit a contact form. We'll inspect your project and provide a detailed written estimate — no obligation.
Choose Your Plan
Select the financing option that fits your budget. Our team walks you through the terms clearly — no surprises.
Apply in Minutes
Complete a short application online or by phone. Most customers receive a decision within minutes.
We Start Work
Once approved, we schedule your project immediately. No waiting — your home gets the attention it needs now.
Finance Any Five Star Service
Financing is available across our full range of services — from a $600 chimney crown repair to a $25,000 full kitchen remodel. If Five Star does the work, you can finance it.
Why Finance With Five Star?
Transparent Terms
We explain every term before you sign. No hidden fees, no surprises on your statement.
Licensed & Insured
Your project is backed by a licensed, insured contractor — not a fly-by-night crew.
Work Starts Immediately
Approval to project start in as little as 24 hours. We don't make you wait.
No Prepayment Penalty
Pay off your balance at any time with no extra fees.
Financing FAQ
What credit score do I need to qualify for financing?
We work with multiple lending partners to accommodate a wide range of credit profiles. Many customers with scores as low as 580 have been approved. The best way to know is to apply — it takes only a few minutes and won't affect your credit score for a soft inquiry.
Is there a minimum project size for financing?
Yes — financing is available on projects of $500 or more. Most chimney repairs, roof repairs, and remodeling projects easily qualify.
Does applying for financing affect my credit score?
The initial pre-qualification uses a soft credit pull, which does not affect your credit score. A hard inquiry only occurs if you proceed with a formal application and accept an offer.
Can I finance multiple projects at once?
Yes. If you're combining services — for example, a chimney rebuild and a new metal roof — we can finance the full project amount under a single loan, simplifying your payments.
What if I want to pay off my loan early?
There are no prepayment penalties on any of our financing plans. Pay off your balance early and save on interest.
Ready to Get Started?
Call us today for a free estimate. We'll walk you through your financing options and get your project scheduled.
Call 216-468-4864 — Free Estimate